### Do you want to plant a new forest but are concerned about the cost of saplings and planting?

We've partnered with Swedbank to bring you an afforestation loan to provide the financial support you need. So the upfront costs of planting won't stop you from increasing your land's value and earn carbon income from afforestation. 

We will do a free and quick suitability analysis of your land for afforestation based on your land cadastral ID. We call it carbon opportunity assessment because in addition to checking the suitability, the analysis will also suggest suitable tree species for planting and estimated income from carbon credits (if you choose to join a carbon project).

1. Check the suitability of your land for afforestation

Once you have received your carbon opportunity assessment and found suitable areas for planting, you can apply for an [afforestation loan from Swedbank](https://swedbank.ee/business/finance/capital/afforestation?language=ENG) to cover the cost of planting and saplings. Swedbank will process the application in 2 business days and inform you about their credit decision. 


2. Apply for a loan from Swedbank 

Together we will prepare an afforestation plan and climate benefit analysis, which you will provide to Swedbank. Once all the documents have been received, you can sign the loan agreement.


3. Provide documents and sign the loan agreement

Once you have used the funds to plant a new forest, we will provide Swedbank with an afforestation confirmation. Approximately 5 years after you establish the forest, once the land is officially recognized as a forest, you will be required to submit a forest management plan, to replace your initial afforestation plan.


4. Provide updates on afforestation and your new forest

### Carbon opportunity assessment
##### Provided by Arbonics
Our quick and free analysis of afforestation suitability based on the cadastral IDs of your land. It also includes a forecast of potential carbon revenue generated through the sale of carbon credits on the voluntary carbon market.

### Climate benefit analysis
##### Provided by Arbonics
An analysis of the net climate benefits of afforestation. The analysis will consider carbon sequestered by trees and soils, and greenhouse gas emissions generated by afforestation activities. 

### Afforestation plan
##### Provided by you, with our support
A comprehensive plan which describes where trees will be planted, what kind of trees will be planted, and the activities planned to maintain good forest condition, and reduce forest related risks (e.g., fire, diseases).

### Forest Management Plan
##### Provided by you, with our support
A forest management plan (or an equivalent instrument, as set out in national regulations) needs to be provided to replace the afforestation plan once the land is recognised as a forest.

### It's _free_ when...
...you join our carbon project. This means you will also earn income from carbon credits starting 5 years after planting. Use our [calculator](https://www.arbonics.com/carbon-calculator) to estimate how much you could earn. [T&Cs apply](https://drive.google.com/file/d/13xhQr-dLNoRywsTgp6HScsLBB4MjqG9u/view?usp=sharing).

### It's _500 EUR_ per cadastral ID when...
...you decide not to add your lands to our carbon project. We will still prepare all the documentation needed to apply and process your loan with Swedbank. [T&Cs apply](https://drive.google.com/file/d/13xhQr-dLNoRywsTgp6HScsLBB4MjqG9u/view?usp=sharing).

Finance your afforestation with a loan

Do you want to plant a new forest but are concerned about the cost of saplings and planting?

Carbon opportunity assessment

Provided by Arbonics

Climate benefit analysis

Provided by Arbonics

Afforestation plan

Provided by you, with our support

Forest Management Plan

Provided by you, with our support

It's free when...

It's 500 EUR per cadastral ID when...